Moving Insurance Calculator
Compare basic liability vs full-value protection for your belongings during a move.
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Federal law requires movers to offer two valuation options. Released-value protection is free but only covers $0.60 per pound, meaning a 10-lb laptop worth $1,500 would only get $6 in coverage. Full-value protection costs 1-3% of declared value but replaces or repairs items at current market value. Third-party moving insurance from companies like MovingInsurance.com often offers better rates.